Terms of Use

1. General

1.1. Welcome to Irwin Wealthvale (the Website). Contact: [email protected].

1.2. The Website supplies information regarding third-party services (Third-Party Platforms) that facilitate trading (Services).

1.3. These Terms control your (You, Your, User) utilisation of the Website and Services and establish a binding agreement with the operator. If you disagree, cease using the Website. Continued utilisation indicates acceptance of these Terms, which may be revised. Our privacy policy is incorporated by reference.

2. Qualifications

2.1. You may utilise the Website only if you are at least 18, possess legal capacity to accept these Terms, and are not restricted from the Services under the laws of your location or access point.

2.2. We provide no assurance that the Website or Services are lawful for every user or situation and bear no responsibility for unauthorised utilisation.

3. Restricted territories

3.1. We may restrict access in designated areas (Restricted Territories) or for individuals we reasonably determine present legal, regulatory, reputational, or financial risk. Additional conditions may apply depending on country. If you travel to Restricted Territories, the Website or Services may become unavailable.

4. Prohibited activities

4.1. You must not utilise the Website to violate others’ rights; distribute unlawful, damaging, defamatory, or biased material; introduce malware; run advertisements without consent; scrape, frame, or mirror the Services; employ unauthorised automated tools; bypass security; remove ownership notices; access the Services except via the Website; interfere with other users; deploy concealed tracking without consent; violate applicable law; alter code; or reverse engineer our software.

4.2. If we reasonably suspect your utilisation violates these Terms or legislation, we may observe activity, limit access, share behaviour with third parties where lawful, and implement further measures to protect our rights and users.

5. Intellectual property

5.1. The Website and its material are protected by intellectual property rights belonging to us or our licensors. Utilisation does not confer ownership beyond a restricted personal, non-commercial licence.

5.2. You may not copy, alter, distribute, sell, scrape, decompile, or produce derivative works from the Website or Services without our prior written approval.

6. Limitation of liability

6.1. Your utilisation occurs at your own risk. To the fullest extent permitted by law, the Website and Services are supplied as is and as available, without any warranties, including regarding accuracy, availability, suitability for purpose, or non-infringement.

6.2. We bear no responsibility for inaccuracies in material, service interruptions, or damaging code from third parties. You agree to indemnify us against losses resulting from your utilisation or decisions based on the Website or Services.

6.3. To the maximum extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or loss of profits or data, resulting from the Website or Services, even if informed of the possibility. If a court determines liability, our total liability is limited to 100 USD unless a higher minimum is mandated by law.

6.4. We are not responsible for telecommunications breakdowns, internet overload, device or browser incompatibility, or other elements beyond our reasonable control.

7. Third party services or content

7.1. You may encounter third-party material (for example, advertisements or reviews regarding Third-Party Platforms). We neither control nor endorse it and it may be incomplete or outdated. You alone determine whether to depend on it.

8. Links

8.1. Third-party links exist for convenience only. We do not examine all linked locations, do not endorse them, and bear no responsibility for their material, products, or policies. You utilise links at your own risk and should review each site’s terms and privacy notices.

9. Miscellaneous

9.1. We may modify or discontinue Services and revise these Terms by posting an updated version. Continued utilisation after revisions indicates acceptance. The Terms and privacy policy constitute the complete agreement between you and us regarding the subject matter.

9.2. Failure to enforce any provision does not constitute waiver. If any provision proves invalid, the remainder remains effective. We may transfer our rights and obligations; you may not transfer yours without our approval. Communications via the Website do not establish relationships beyond these Terms.